12
ways we can help you save on auto insurance
Opt For A Stable Insurer
While most insurers provide fair settlements, time is money, too.
Be sure the carrier you choose has a reputation for fast claim service.
Don't Over-Insure
Choose only the coverages you need. For example, if you car is
Over 5 years old, maybe you should drop collision insurance.
Don't Under-Insure
Saving a few dollars up front could cost you a significant amount of
money at a time of loss
Select The Right Deductible
By "Self-insuring" what you can afford, deductibles can save you
significant premium dollars.
Choose the Appropriate Limits
Don't underestimate jury awards - often they are astronomical.
Consider liability coverage carefully.
Excess Liability
This is economical coverage that picks up where your auto (and
homeowners) liability leaves off. It can save huge amounts in the
event of a monumental large judgment against you.
Ask About Discounts
Some insurers offer multiple car discounts and safe driver discounts -- event discounted based on years of experience or retirement status.
The Comprehensive Coverage Question
Without this option, you will not be paid for fire, theft, vandalism or other losses out of your control.
Uninsured Motorist Coverage
This is an important dollar saver in the event you are the victim of a hit and run driver, or one without insurance.
Towing and Replacement Vehicles
Following an accident, without this coverage, you might have to go "out-of-pocket" to move your auto or rent a replacement car.
Collision Coverage
If you have a car loan, this insurance is required but you should protect your interests too in the event your car is badly damaged by unknown persons.
Most Important - Talk to Us
We're independents agents representing several companies that want to compete for your business. We "shop" for you.
Opt For A Stable Insurer
While most insurers provide fair settlements, time is money, too.
Be sure the carrier you choose has a reputation for fast claim service.
Don't Over-Insure
Choose only the coverages you need. For example, if you car is
Over 5 years old, maybe you should drop collision insurance.
Don't Under-Insure
Saving a few dollars up front could cost you a significant amount of
money at a time of loss
Select The Right Deductible
By "Self-insuring" what you can afford, deductibles can save you
significant premium dollars.
Choose the Appropriate Limits
Don't underestimate jury awards - often they are astronomical.
Consider liability coverage carefully.
Excess Liability
This is economical coverage that picks up where your auto (and
homeowners) liability leaves off. It can save huge amounts in the
event of a monumental large judgment against you.
Ask About Discounts
Some insurers offer multiple car discounts and safe driver discounts -- event discounted based on years of experience or retirement status.
The Comprehensive Coverage Question
Without this option, you will not be paid for fire, theft, vandalism or other losses out of your control.
Uninsured Motorist Coverage
This is an important dollar saver in the event you are the victim of a hit and run driver, or one without insurance.
Towing and Replacement Vehicles
Following an accident, without this coverage, you might have to go "out-of-pocket" to move your auto or rent a replacement car.
Collision Coverage
If you have a car loan, this insurance is required but you should protect your interests too in the event your car is badly damaged by unknown persons.
Most Important - Talk to Us
We're independents agents representing several companies that want to compete for your business. We "shop" for you.
When you consult with us, we'll help you make all of the right decisions. Most important, at a time of loss, we represent your interest, not those of the insurance company. In the event you have a claim, you can count on us to work with you for a fast, fair cash settlement.
Copyright
© 2003 Polar Industries, Inc.
Web design: Ian Bennett.
